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AN EVALUATION OF THE IMPLEMENTATION OF TOTAL QUALITY MANAGEMENT IN THE NIGERIAN BANKING INDUSTRY: A CASE STUDY OF GUARANTY TRUST BANK PLC

ABSTRACT

TQM is a working philosophy, which strives to exceed customers’

expectation at every interface by continuing to improve business competitiveness

through motivation of people to fully contribute to this goal. The recurrent

problems of TQM implementation in commercial banks in Nigeria include

organizational instability and lack of management commitment among others.

This research study has examined the concept of TQM and its

implementation in the Nigerian Banking Industry. It highlighted the challenges of

TQM, which include the low level of adoption of TQM, dearth of reputable

consultants or organization focusing on TQM and the benefits of TQM, which

include its focus on the needs of the market, development of goods procedures for

communication and acknowledgement of good work.

The finding of the study reveals that the implementation of TQM have very

significant effects on the operations of the banking industry and specifically it has

enhance the growth experience at GTB Plc over the years.

Recommendations have also been made to operators of the industry in ways

of consolidating on the gains made so far through the adoption of TQM in the

Nigerian banking industry. The major recommendations include involvement of

every bank employee in TQM implementation, continuous training of employees in

order to be abreast with the demands of TQM and the building of bank services on

reputation and maintenance through high personnel commitment.

TABLE OF CONTENT

Title page- – – – – – – – – i

Approval page – – – – – – – -ii

Dedication – – – – – – – – -iii

Acknowledgement – – – – – – – -iv

Abstract – – – – – – – – – -v

Table of content – – – – – – – -vi

CHAPTER ONE

INTRODUCTION – – – – – – – -1

1.0 Background of the study – – – – -1

1.1 Statement of the problem – – – – -5

1.2 Purpose of the study – – – – – -6

1.3 Significance of the study – – – – -8

1.4 Research questions – – – – – -9

1.5 Scope of the study – – – – – – -10

CHAPTER TWO

LITERATURE REVIEW – – – – – – -11

CHAPTER THREE

Research methodology – – – – – – -39

Design of study – – – – – – – -40

CHAPTER FOUR

Presentation, analysis and interpretation of data – -48

CHAPTER FIVE

Summary of findings – – – – – – -60

Conclusion – – – – – – – – -61

Recommendations – – – – – – – -62

Suggestions for further research – – – – -64

References – – – – – – – – -65

Appendix I – – – – — – – – -68

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